Broker Deal Desk

The Defy Wholesale Deal Desk structures complex Non-QM, DSCR, and investor scenarios up front — so your file underwrites clean and closes on time. Submit borrower scenarios and get structured guidance directly from senior underwriting.

What We Structure

  • Self-employed bank statement and P&L Only files
  • DSCR low-ratio and No-Ratio deals
  • Foreign National and ITIN scenarios
  • 5–9 unit and mixed-use properties
  • Asset depletion and complex income

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