Hybrid Investor DSCR Solutions for Brokers

Hybrid Investor DSCR solutions for mortgage brokers — flexible DSCR plus alt-doc structures, up to 85% LTV, IO options, exceptions available. Built for complex investor scenarios that don't fit a single bucket.

Highlights

• Hybrid DSCR + alt-doc structures
• Up to 85% LTV purchase, 80% cash-out
• DSCR down to 0.50 (No Ratio)
• Loan amounts up to $3.5M
• 30 / 40-year IO and 40-year Fixed
• Exceptions with compensating factors

Who it's for

Brokers structuring complex investor files needing DSCR plus supporting income or asset documentation.

FAQ

Can I blend DSCR with alt-doc income?

Yes — hybrid structures are designed for exactly this.

Are exceptions available?

Yes — exceptions with compensating factors are reviewed deal-by-deal.

Explore other programs

• DSCR Loans
• Non-QM Loans
• Bank Statement Loans
• Foreign National Loans
• ITIN Loans
• Asset Depletion Loans
• Mixed-Use Loans

Get started

• Become an Approved Broker Partner
• Submit a Scenario to the Deal Desk
• Browse the Forms Library