Qualify self-employed borrowers using 12 or 24 months of personal or business bank statements — no tax returns required. Built for brokers serving business owners, freelancers, and 1099 earners whose tax returns don't reflect true cash flow.
Self-employed borrowers, 1099 earners, business owners, and brokers whose clients write off too much to qualify on tax returns.
12 or 24 months — broker's choice based on borrower profile.
Yes. Personal or business statements are eligible.
Yes — all occupancy types are eligible.