Foreign National Investor Loans — No US Credit Required

Help international investors buy US rental properties with no US credit report and no US income documentation. Qualify off rental cash flow with DSCR. Built for brokers serving Canadian, Mexican, European, and Asia-Pacific investors.

Highlights

• No US credit report required
• DSCR cash-flow qualification (min 0.75)
• Up to 75% LTV
• Loan amounts up to $3M
• Foreign assets accepted
• ITIN borrowers allowed
• First-time investors allowed
• Canadian citizens without a visa eligible

Who it's for

International real estate investors building US rental portfolios and the brokers serving them.

FAQ

Do you require a US credit score?

No. Foreign National borrowers qualify off rental cash flow alone.

What's the minimum DSCR?

0.75 minimum DSCR.

Are Canadian citizens eligible?

Yes — including Canadian citizens without a US visa.

Explore other programs

• DSCR Loans
• Non-QM Loans
• Bank Statement Loans
• Foreign National Loans
• ITIN Loans
• Asset Depletion Loans
• Mixed-Use Loans

Get started

• Become an Approved Broker Partner
• Submit a Scenario to the Deal Desk
• Browse the Forms Library