Self-Employed Mortgage Loans for Brokers

Self-employed loans for mortgage brokers — Bank Statement, P&L Only, 1099, and Asset Qualification. Up to 90% LTV, loan amounts up to $4M, min 620 FICO, DTI up to 55%, exceptions available with compensating factors.

Highlights

  • Bank Statement, P&L Only, 1099, Asset Qual
  • Up to 90% LTV (680+, 2nd Home OK)
  • Loan amounts up to $4M
  • Min credit score 620
  • DTI up to 55%
  • All occupancy types
  • 30 / 40-year IO and 40-year Fixed

Who it's for

Brokers serving self-employed borrowers, business owners, 1099 earners, and clients just missing A-paper.

FAQ

What docs do you accept?

12 or 24 month bank statements, CPA P&L, 1099, asset depletion, and full doc.

What's the max LTV?

Up to 90% on purchase for qualifying borrowers.

Explore other programs

  • DSCR Loans
  • Non-QM Loans
  • Bank Statement Loans
  • Foreign National Loans
  • ITIN Loans
  • Asset Depletion Loans
  • Mixed-Use Loans

Get started

  • Become an Approved Broker Partner
  • Submit a Scenario to the Deal Desk
  • Browse the Forms Library